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Who does & doesn't need coverage?

All employers are legally required to have WorkSafeBC coverage unless the employer is exempt. An employer is a person or firm that hires workers or unregistered subcontractors and an employer can be a self-employed proprietor, partnership, corporation, society, or any other type of legal entity.

Whether or not you need coverage depends on the type of business you choose to operate and whether or not you hire and pay workers. Learn more about who does and doesn’t need coverage, as well as how coverage benefits both employers and workers, by browsing the pages in this section.

If you’re ready to apply, visit our apply for coverage page to learn more.

Need more information?

We're here to help. If you’re not sure whether you need coverage, please contact our Employer Service Centre.